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Dept Collector Threatening (modified 0 times) wakenabeb Profile Hi all, I have a bad experience with Al-Rajhi third party dept collector. They even call my bos to ask me to pay the dept. I have only 19k left from 28k on 2007. The company is Zuri Resources Sdn Bhd (www.zuri.com.my). They even black mailed me to fax a copy of my summon to my bos. How they get my bos number? They just call the receptionist. Every day if they can't reach me, they will bug my office and my bos. And there is a time they flooding my sms with same message (89 sms received in one time) after knowing that I will be on AKPK program hence no commission for them. The question is how to proceed further with this rude dept collector? Make a police report? Sue them? I've searched google and found Seksyen 233 Akta Multimedia as below. I know I can sue them with this act for flooding the sms. How about the threatening and humiliating me to my company staff? Can i use Seksyen 506 Kanun Keseksaan for this? I still kept all sms from the company. Penggunaan tidak wajar kemudahan rangkaian atau perkhidmatan rangkaian, dll. 233. (1) Seseorang yang— (a) dengan menggunakan mana-mana kemudahan rangkaian atau perkhidmatan rangkaian atau perkhidmatan aplikasi secara sedar— (i) membuat, mewujudkan atau meminta-minta; dan (ii) memulakan penghantaran, apa-apa komen, permintaan, cadangan atau komunikasi lain yang lucah, sumbang, palsu, mengancam atau jelik sifatnya dengan niat untuk menyakitkan hati, menganiayai, mengugut atau mengganggu orang lain; atau (b) memulakan suatu komunikasi dengan menggunakan mana-mana perkhidmatan aplikasi, sama ada secara berterusan, berulang kali atau selainnya, dan dalam masa itu komunikasi mungkin atau tidak mungkin berlaku, dengan atau tanpa mendedahkan identitinya dan dengan niat untuk menyakitkan hati, menganiayai, mengugut atau mengganggu mana-mana orang di mana-mana nombor atau alamat elektronik, melakukan suatu kesalahan. (2) Seseorang yang secara sedar— (a) dengan menggunakan suatu perkhidmatan rangkaian atau perkhidmatan aplikasi memberikan apa-apa komunikasi lucah bagi maksud komersial kepada mana-mana orang; atau (b) membenarkan suatu perkhidmatan rangkaian atau perkhidmatan aplikasi di bawah kawalan orang itu untuk digunakan bagi suatu aktiviti yang diperihalkan dalam perenggan (a), melakukan suatu kesalahan. Komunikasi dan Multimedia 129 (3) Seseorang yang melakukan suatu kesalahan di bawah seksyen ini apabila disabitkan boleh didenda tidak melebihi lima puluh ribu ringgit atau dipenjarakan selama tempoh tidak melebihi satu tahun atau kedua-duanya dan hendaklah juga boleh didenda selanjutnya satu ribu ringgit bagi setiap hari kesalahan itu diteruskan selepas pensabitan. 23 Dec, 2009 23:53:50

RE:Dept Collector Threatening (modified 0 times) firefly Akta Multimedia and Kanun Keseksaan is for the gahmen to prosecute people. Not for you to sue people. To use these offence codes, you can only make a police report. Then the gahmen will decide whether there is a criminal case or not. But in your case, I think the police will not take action, b'cos so far nobody have been prosecuted from sending a lot of sms before. To solve your problem, you need to tell everybody in your office that you have credit card debt problem and ask them to help say you are not in. The debt collector try to make you malu at your office. But everybody already know of your problem, so no more malu. 24 Dec, 2009 20:50:02

RE:Dept Collector Threatening (modified 0 times) Futurelawyer You can made complant to BNM or even to al-rajih..how come they can tell your boss. where is your privacy... 22 Jan, 2010 01:59:14

RE:Dept Collector Threatening (modified 0 times) Maximus Hi, My wife is having the same problem with this debt collector. Right now they are threatening to send letter to her manager and HR dept. I would like to know if by sending the letter does it infringe BAFIA? They dont want to accept any monthly payment and just want full lump sum of RM6k. We dont have that kind of money as I'm unemployed and she is the sole breadwinner. If the letter reaches her HR dept, she most probably will be out of job. Please advise. Thanks 18 May, 2010 15:56:51

RE:Dept Collector Threatening (modified 0 times) Wanton Firstly, you can tell your creditor and the debt collectors to stop those nonsense immediately. Otherwise you don't pay even One Sen / Cent to them. You can tell them to sue you, if they like and that will be Years to come. Let's hope you are not owing to any fabricated Ah Loong (Company). 21 May, 2010 06:20:28

RE:Dept Collector Threatening (modified 0 times) Bankrupt Hi all, I have a bad experience with Al-Rajhi third party dept collector. They even call my bos to ask me to pay the dept. I have only 19k left from 28k on 2007. The company is Zuri Resources Sdn Bhd (www.zuri.com.my). They even black mailed me to fax a copy of my summon to my bos. How they get my bos number? They just call the receptionist. Every day if they can't reach me, they will bug my office and my bos. And there is a time they flooding my sms with same message (89 sms received in one time) after knowing that I will be on AKPK program hence no commission for them. The question is how to proceed further with this rude dept collector? Make a police report? Sue them? I've searched google and found Seksyen 233 Akta Multimedia as below. I know I can sue them with this act for flooding the sms. How about the threatening and humiliating me to my company staff? Can i use Seksyen 506 Kanun Keseksaan for this? I still kept all sms from the company. Yes u can use "kanun keseksaan" to teach the collector...at least put in "polic Lock-up" for 1, 2 or 3 days.. Keep your message as a prove and of course police will rectify your message before u allow to lodge a report. As long as the message contain make u are not life comfortable (tidak tenteram) or "Menggangu kententeram" action can be taken by police as well as court. So it is under criminal case.. The debtor collector also breach a contract...i dont know what contract they will be enter (between collector and bank)or they dont have any contract at all, just instruction letter where there is ni terms & conditions at all..."Silap hari bulan" the bank also "kena" because allow their agent to EXPOSED the information to third party....is is definitely wrong according to BAFIA subject the bank get consent from you... For simple and easy action u can take and effective with less cost is :- 1) Make a police report ( makes sure the message or any verbal communication contain life threaten" 2) Copy / provide message and print out detail (times and dates) 3) Prepare complaint letter to :- 1) Bank 2) Bank Negara Malaysia (jabatan pengawasan bank-bank.....dont forget c.c to that collector 4) Follow up with them especially BNM department.... Then u can see what happen... 14 Jul, 2010 16:10:17

RE:Dept Collector Threatening (modified 0 times) ciksiputz Hi all, i'm facing the same problem with zuri Maybank Debt Collector.They threatened me once and i have paid them RM1000 (instead of 2-3k amount the asked).They said if i can't make any payment they will sue me and will the cost for legal and court will increase up another 2k more.then lawyer people will come and take photos of my property even though i told them that the address (stated in the billing and statement) was my mom's house and i dont have any property rite now.They said the law stated when i already wrote the address,so the belongings which in house,law can take it for lelong.that's y..i paid them 1k..after 2 weeks they called me again and ask me to pay another 1k.I proposed them to pay monthy 150 but they refused.i said i will call maybank and nego with them,but they said it's useless.then i said i will go for AKPK to settle my debt.the first agent said ok..i can proceed.after a few minutes then the manager 9debt collector0 called me.He threatened me to send letter for KPM or JPN or even my workplace(me working with government).i am so scared.we had argued bout this then i said i will nego with bank to re-apply rescheduled planning.After 2 weeks i received call from debt collector informed me that Maybank had approve my proposal with monthly payment of 300 not 150.i asked them the letter of approval for me to make payment.She asked me to pay first 300 then she will courier on the next day.i waited for 3 weeks.the letter didn't arrived.last few days she called me again reminding on the monthly payment 300.i told her that i still not received the letter.she said...ohhh mmg lambat skit sbb u email the proposal ke Maybank.i akan courier u besok...and until now i didnt received it!tried to call Maybank person in charge so many many times but couldnt get thruuuu...arggghhh geram sgt2...i want the letter as a proof. oh ya...she did call me last two days9the debt collector).she said the statement showed i paid only 200 and i asked me to fax them the copy of bank in slip.heyyy!!!i paid 300 and still kept the bank in slip. after reading a few topics here...hurmmm i think i'm the most stupid personnnnn takut sgt...please help me... last balance 6334 paid until now 1600 bal 4734 can i asked them a discount 50% my credit limit is 4k for the cc. 16 Dec, 2010 18:02:29

RE:Dept Collector Threatening (modified 0 times) faqs jgn takut lor...kalau bos dia telefon lagi..cakap nak bgtau sama pengetua/ketua jabatan/dll...u just told them that u r going to sue them if they do..and then u record all the conversation and write letter to bank negara..cc to maybank and the company... then u try to saman them...let's see whose smiling now...kekek 17 Dec, 2010 14:18:21

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