Hi, I have some doubt regarding employment injury compensation, it is regarding my father and I am hoping to get help from you guys out there.
Here are some background. My father is now 60 years old. He works in a trading company since 30+ years back, started as a clerk and now is a Senior Manager. 2 years back after his retirement, he has been reemployed by the company under a 2 years contract. The contract should end March 2006. Under the contract, both the company and my father have still contribute to SOCSO and EPF. Also, the company has purchased group insurance for all the staffs in the company.
On 21/10/2005, during office hour and while carrying out his duty (stock auditing), my father has fallen down from a ladder as high as 10 feets, causing him severe injury on brain, and cracked 2 ribs and hips bone. Nobody witness how he actually fall down. When people found him, he was sitting on the floor and not able to standup. He was admitted to ICU in a private hospital for one whole week and now is still under observation in the same hospital.
The group insurance that the company has purchased for the staffs is applicable to my father, but is limited to RM50K. The total hospital bill until now (excluding doctors' charges) has exceeded RM30K, and estimated would exceed RM50K in total soon.
OK, now here are the questions that I want to ask:
1. If the total hospital bill exceeded the RM50K limit, do we have legal right to claim from the company so to settle the excess of the bill?
2. If says it would take 6 months for my father to recover, how suppose under employment laws the company should compensate my father?
3. Since the employment contract will end March 2006, if it would take time longer than March 2006 for my father to recover, do we have legal right to claim for any compensation from the company for the period starting March 2006 until my father has fully recover?
4. If the company refuse to pay any compensation other than group insurance and SOCSO, what can we do to fight for our benefit?
5. We found that the ladder being used is not safe-proof. The "legs" of the ladder did not covered by rubber or plastic case. It could be due to this the ladder slipped away while my father trying to come down from the top. With this, what can or what should we do for our best benefit?
Thanks for any possible advice.
Regards,
Jason