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insurance has been rejected!!!
with fully documents but also being rejected...

New Messageinsurance has been rejected!!! (modified 0 times) copyyen
It was happened in last year ,13/11/2006. My right side eye was injured caused by hot oil splashed into eye. I was paying for a cheese cake during the incident, after injury, i was send to clinic immediately and my eyes cannot be opened at that time. The next day after that, i was send to medical check under the clinic which recommend by that shopping center. At there, the doctor advised me not to open the eyes at least 2 weeks, and hus i am unable to go working along 2 weeks. My salary was paid based on working day, RM70 per day, and i unable to earn my salary for 2 weeks since my eye cannot open caused by that incident. I have the original copy of medication certificate, medication approvement letter, salary receipt, company letter, and the shopping receipt. I have try to claim the insurance (RM 1000) from their company by sending all the copy of the above documents, but they rejected my claim last month due to my eye was not "permanent" injury case. I started this claiming from last year, and only get the respond from last month after i calling and keep asking for that. Do i have the right to claim from that shopping mall? I really need that money to pay for my study in university...Pls help me... Thx.
24 Aug, 2007 06:15:47

New MessageRE:insurance has been rejected!!! (modified 0 times) misai
Firstly, you have to ascertain if you do have coverage for Weekly benefits in the policy. If none, there is no claim payable under this section. The insurance co. is correct to disclaim as there is permanent injury. To claim against the shopping mall and the cheese cake seller you may but you have to prove negligence on their part. Further, your loss for 14 days income is ard RM1K but your legal fees may be more. It would be good money chasing after bad. Not worth to proceed in my opinion.
12 Sep, 2007 17:52:34

New MessageRE:insurance has been rejected!!! (modified 0 times) misai
i mean no permanent injury in my earlier comments.
12 Sep, 2007 17:54:32


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